At RGuitars, we make owning your dream guitar on finance simple and stress-free. Whether you’re looking for guitars on finance, no credit check options, or easy monthly payments, we’ve got you covered.
Our finance options let you spread the cost over manageable installments — perfect for both beginners and professionals investing in high-end guitars. We work with trusted UK partners to offer secure, transparent plans without hidden fees.
Choose from interest-free guitar finance, pay-monthly guitars, or no-credit-check finance for qualifying purchases. Every instrument comes fully set up and quality checked by our expert team, so you can focus on playing, not paperwork.
If you’re unsure which plan fits you best, our team is happy to help guide you through every step — making premium guitars accessible to all.
Instanly Approved, Flexible Payment Options
3 Months
Completely interest free with a soft credit check making it the most accessible form of credit available.
6-12 Months
Interest free credit with Dividebuy ensures you can spread your payment further still with 0% interest.
18-36 Months
12.9% APR is applied to extended terms but this alllows you to bring the monthly costs down even further
Want To Own A Guitar You Love AND Do Some Good (No effort I promise)
Join Us...
What if through the purchase of your guitar, you could make a REAL difference to the World?
Incredibly - you can!
Don't believe me?
Your purchase funds the planting of trees around the World, the removal of seabound plastics, MIND mental health charity & Butterfly conservation.
Click here to visit the "Richards Guitars Forest" (this will open a new window)
All you have to do?
Buy the guitar (which I would hope you would be buying anyway!).
Receive red carpet service - Professionally setup guitar - 6 and 12 month check and reset from one of the UKs highest regarded specialists - and... You can tell your friends you spent the day raising money for MIND, Butterfly conservation, helped remove plastic from the seas and planted a tree!
How cool is that?
Learn more about the many thousands of pounds raised for society - all down to lovely guitar folk such as yourself
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